Everyone’s done it—you walk into a store for one thing and walk out with a bunch of things you didn’t plan to buy. Spontaneous spending is one of the major obstacles to saving money, and it can easily disrupt your money goals if you’re not cautious. The good news is that getting over impulse buying is possible, and with a little focus and a few practical tips, you can start putting more aside and making smarter financial decisions. The key is to pinpoint the reasons behind your spending and replace those habits with healthier financial practices.

The first step to curbing impulse spending is to make a financial plan and adhere to it. Knowing exactly how much money you have set aside for non-essential purchases each month can help you avoid the impulse to buy things on a whim. When you online financial advisor see something you feel like buying, wait before buying—wait 24 hours before deciding to buy. This gives you time to think about whether you truly want it or if it’s just an impulse. In most cases, you’ll find that the want to spend lessens, and you’ll save yourself from unnecessary spending.

Another great tip is to reduce opportunities for temptation. If internet shopping is your downfall, unsubscribe from promotional emails and delete stored payment info from your favourite shopping websites. If you tend to buy without thinking in person, shop without credit cards and shop with cash instead. By creating barriers to spending, you’ll have more time to consider what you’re buying and avoid succumbing to spontaneous purchases. Breaking the habit may take time, but the long-term rewards—more savings and less financial stress—are well worth the effort.